I had heard what a good company pay pal was for security and thought i should set up an account as i buy a lot of goods on the internet. I asked my friend who had an account if he can explain to me about using paypal. He went through some of it with me and then suggested we go on line to get it all done as it would be easier to talk me through it as we were doing it. We logged on to my computer and he went through the set up with me to get me started. I am now covered if i make any payments on line with pay pal so that if i have any problems when i am using ebay or buying goods on line, they are like a safety et with my money as my friend has explained to me. I think it is a good idea if you buy things on line to feel confident with your purchase as if you are not familiar with a web site. There are so many things that can go when buying on line, but if the payment is backed up with a secure site like pay pal you are covered for any problems occurring.